Tips To Navigate The Closing Process

Closing Day Process

While closing on a new house is very exciting, it can also be very stressful and scary, especially if it is your first time. If you do not know what to expect from the closing process, you may be surprised how much effort goes into simply getting the keys to your new house.

The closing day is essentially the day in which you transfer the final money for the home and get the keys. As soon as you walk out of the agent’s office, you can feel proud that you now officially own a home. Keep these tips in mind to help make the closing process as smooth as possible.

  • Timing is everything – when scheduling your closing, timing is vital. Make sure that you have scheduled enough time off work to deal with the process. While it should only take about an hour, things can go wrong, which can cause it to go much longer. Also, make sure that your current living situation is figured out. If you are renting a house, time the closing around the time that your lease ends.
  • Remember your pen – during the closing process, you are actually dealing with two closings. You will be closing on the real estate deal and the mortgage loan. Make sure to read everything that you sign, which will be a lot of paperwork. If you have any questions, make sure to ask the agent for clarification.
  • Do not forget your wallet – during the closing, you will be paying for the closing costs, escrows, and payment for the house. Make sure to bring a certified check for the correct amount to help the process go smoothly.

For all of your real estate needs when buying a new house, contact Cary Amo in Lafayette, California.

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