Tag Archives: mortgage

Check Out These Tips To Help Boost Your Credit Score

Tips To Boost Your Credit Score

Learn how to boost your credit score so you can qualify for a mortgage! When it comes to buying a home, you’re likely going to need a mortgage loan. However, qualifying for a loan isn’t always so easy. Be sure to help the process run smoothly and keep up on your credit score. The higher

Why You Should Invest in Real Estate

Real Estate Investment Lafayette CA

Real estate is the best way to make an investment. From stocks and bonds to CDs, making financial investments is a smart choice. But, what may be smartest investment of all is real estate! Here’s why investing in real estate is a wise decision. Make an Illiquid Investment Real estate is a solid investment… literally.

Should You Refinance?

Refinancing Lafayette CA

Determine if refinancing is right for you! The ebbs and flows of the housing market can be complicated. One month interest rates can be sky high and the next month they can fall to a more reasonable rate. Determining when to buy a home based on good interest rates is difficult, especially because life often

How To: Qualify for a Mortgage Loan

Qualify For A Mortgage Lafayette CA

What you need to qualify for a mortgage! The time is right and you’re ready to buy a home. But qualifying for a mortgage seems daunting. Where do I start? How do I qualify? What if my credit is low? These are all valid concerns, but fear not. This guide will help you navigate the process of

New Mortgage Disclosure Laws to Delay Home Purchases

Keep Your Home Buying Process Timely New mortgage disclosure laws are in effect, and have been since October 3, 2015. They will affect those home buyers who are applying for a mortgage as new rate and fee quote forms from lenders are required. These federally required consumer disclosures, or TILA-RESPA Integrated Disclosures (TRID), will make

Is Right Now The Best Time To Buy A House?

Home Buying Tips Buying a house is most likely one of the biggest financial decisions that you will ever make in your life, which is why it is so important to make sure that you can really afford a house before you buy. Ask yourself these questions when deciding if right now is the best

Understanding Your Borrower Risk

Will Lenders Let You Borrow? When you think about buying a home, you probably think about the increased space, the outdoor area, and the other ways a new home could meet your needs. Your first thought is likely not about the lending aspect of home buying, but that does not mean that you can just